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|id||rater nick||rater total rating||rated nick||created at
|12154||jcpham||159||guruvan||2014-09-09 14:40:07||-5||http://pastebin.com/M3FVL7sJ loan default|
|12318||phantomcircuit||-18||guruvan||2012-07-03 16:49:35||-10||rating against me is literally defamation|